Our Expertise

Retirement Planning

A secure, comfortable retirement is every worker’s dream. And now because we’re living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. No matter where you are in life, we can provide guidance, tools, and services to help you prepare for retirement. Pursuing Retirement Financial Comfort starts by replacing the statement “This is how we will manage your investments” with “This is how your plan says we should manage your investments.” Feel the difference?

  • Investment Management is about a simple two bucket strategy at Northington Investment Group. Bucket number one is two years of living expenses set aside in an account subject to no market risk, a monthly recurring payment automatically deposited into your checking account. Bucket number two is a portfolio that seeks to take no more risk than needed to hit targeted return objective. When assets perform well, they are sold to re-fill bucket number one.
  • 401K, 403B, 457B Rollovers to a Retirement IRA. This is how we fund your Retirement Plan at Northington Investment Group. We make this a simple process and our firm takes care of all the details including filling out your paperwork.
  • Stress Test your plan with “What If…” analysis. For example, what if a spouse dies unexpectedly.
  • Consolidate any old workplace savings plans if you change jobs, to keep better track of your money.
  • Limit your investment risk through diversification and proper asset allocation.
  • Evaluate when to start taking monthly Social Security payments.
  • Ensure you are aware of the tax implications of withdrawals or disbursements from retirement accounts as well as Required Minimum Distributions.
  • Helping you prepare for that health care emergency.
  • Ensuring you don’t outlive your money.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.