Our Expertise

Divorce Planning

The financial ramifications of a divorce can be devastating. But, with proper planning and expert help from professionals specializing in financially equitable divorce settlements, you can increase your chances of arriving at a settlement that fully addresses your long-term financial needs as well as your spouse’s. What’s missing in most divorce processes is financial expertise. A Certified Divorce Financial Analyst® (CDFA™) professional can forecast the long-term effects of the settlement. By using a CDFA™ professional, both partners have a clearer view of their financial futures. Only then can they approach a settlement that fully addresses the financial needs and capabilities of each.

We are passionate about Divorce Financial Planning at Northington Investment Group. Our firm is dedicated to changing the divorce paradigm by educating our clients, empowering them, and helping them protect their families and children. The Divorce paradigm today is:

  • “I know what to do, I know how to do it, and I know what’s best for you.”
  • 12 Months of Fighting — the #1 choice of how we divorce in Arkansas and the United States: the “Litigated Divorce”.
  • Lacking control, high levels of frustration, expensive, and emotionally devastating.
  • Divorce settlements today are being negotiated by attorneys who are making financial decisions on what is fair and equitable. A 50/50 split of marital assets is the norm. At Northington Investment Group, our Divorce Financial Planning provides detailed analysis on what 50% you should keep. Due to tax implications, cost implications, and future value calculations, what 50% you get is arguably the biggest decision you will make.
  • According to Forbes, the average cost of Divorce in the United State range from $15,000 – $30,000; costs can run tens of thousands more. It doesn’t have to.
  • Life must go on, but imagine the impact of highly emotional charged negotiations on the family unit for 12 months. Communication is destroyed and children’s lives are impacted forever.

 

At Northington Investment Group The New Divorce Paradigm is:

  • When educated and informed you are in the best position to make the most advantageous decisions for yourself from how you Divorce: Mediation, Collaborative, or Litigation; to what a fair and equitable Divorce looks and feels like.
  • From hiring a Divorce Attorney to hiring a Divorce Team made up of a Divorce Attorney, Marriage & Family Therapist, and a Certified Divorce Financial Analyst®.
  • At Northington Investment Group, we take the financial settlement process from a 50/50 split of marital assets to a detailed analysis of your 50%. We will stress test it out 3, 5, 10 and even 15 years to determine if it provides a fair and equitable outcome for both parties. The process even includes graphing Net Worth and Net Income over time to tell a pictorial story of your proposed settlement.
  • According to Forbes, only 5% of Divorces go to court. So, why do families going through divorce spend lots of money and become emotionally devastated on an outcome that has a 95% chance of never happening?
  • Mediation and Collaborative Divorces actually help teach families how to communicate; giving them life skills that will help going forward in life. Feel the difference?
  • At Northington Investment Group, we can be there for you and your children. Our clients hire us when thinking about, in the middle of, or coming out of divorce. Most of our clients transition into Northington Investment Group Planning Clients after their divorce has settled. Long after your Attorney professionals have moved on, our firm, Northington Investment Group, will still be by your side for the implementation of your Divorce Decree. Life will go on, and we love to see our clients take steps toward a new life filled with financial independence and Financial Comfort backed by a firm, Northington Investment Group, who is dedicated to getting your entire financial house in order and working hard to keep it there.

 

Top Five Reasons for Hiring a Certified Divorce Financial Analyst® During the Divorce Process:

 1) Financial analysis conducted early in the divorce process can save time.

According to atlantismediation.net, most litigated divorces take one year to a year-and-a-half to finalize. In the beginning stages of the process, both parties spend a great deal of time trying to get a clear understanding of the financial aspects and terminology of the separation. A Certified Divorce Financial Analyst® (CDFA™) professional can explain all financial aspects of the pending decisions and help to empower you to make educated decisions throughout the proceedings.

2) A CDFA can help you save money during the divorce process.

By using a CDFA™ professional, you can have a clearer view of your financial future. Only then can you approach a legal settlement that fully addresses your financial needs and capabilities. A legal settlement that floats back and forth between attorneys, without the client having a clear understanding of all financial ramifications, can be detrimental, time consuming and expensive. CDFA™ professionals can educate their clients by providing a thorough knowledge and understanding of the often-complicated financial decisions.

3) A CDFA can help you avoid long-term financial pitfalls related to divorce agreements.

Working with you and your attorney, a CDFA™ professional can forecast the long-term effects of the divorce settlement. This includes details of all tax liabilities and benefits. Developing a long-term forecast for your financial situation is far better than a short-term snapshot. Financial decisions must be made that not only take care of immediate family needs, but retirement needs as well.

4) CDFA professionals can assist you with developing detailed household budgets to help avoid post-divorce financial struggles.

A CDFA™ professional can help you think through what the divorce will really cost in the long run and develop a realistic monthly budget during the financial analysis process. Expenses such as life insurance, health insurance and cost of living increases must be taken into consideration when agreeing on a final financial settlement.

5) Using a CDFA™ professional can reduce the amount of apprehension and misunderstanding about the divorce process.

Misinformation and misconceptions about the divorce process can be detrimental to children and families. Our Certified Divorce Financial Analyst knowledge at Northington Investment Group helps bring Divorce Financial Comfort to the families in this journey of life. Success is measured by bringing accountability to Divorce professionals, working toward fair and equitable financial settlements, and most importantly educating you. This enables you to make the best decisions for your family.